Playing the Stock Exchange

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“I’ve sold all my index stock and flipped it to retail.” 

“If I were you, I’d flog the financials and go short on gold.”

“You have to have Sasol in your portfolio to hedge a tank.”

S,WTF? Sorry, What the fudge?

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Saving Money

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Insurance companies would have us know that we need to save 15% of our gross income every month. The cynics among us would say it’s purely because they will make more money off me. And they’re right, but it isn’t a bad idea to save 15% of you money anyway. The trick is to make sure that you’re paying as little as possible in fees. Through normal insurance-type investments – that is, unit trusts through a retirement annuity, an endowment or straight into unit trusts – you pay fees on three levels. First, you pay for the services of the financial adviser or broker.

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